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Cristian Joe

Cristian Joe

Cristian is the CEO of BindHQ

Recent posts by Cristian Joe

5 min read

The World of Insurtech: A Growing and Exciting Ecosystem

By Cristian Joe on Apr 2, 2021 12:51:03 PM

The last 5 years has witnessed an explosive growth in ‘Insurtechs’, start-up tech businesses funded by a combination of silicon valley VC firms and non traditional sources of capital seeking outsized returns. These tech-driven, insurance-focused start-ups are establishing a presence at every level of the insurance value chain from providing tools to streamline underwriting to automating claims handling. The flood of investment together with the foothold that these new upstarts are obtaining is leaving the traditionally stable insurance world reeling. 

Topics: Insurance SAAS information
2 min read

CCPA: A Primer for MGAs, Insurtechs, and Insurance Businesses

By Cristian Joe on Mar 19, 2021 12:57:45 PM

If your MGA or Insurtech business conducts any business in California, you should be aware of the California Consumer Privacy Act (CCPA), a state law which places certain obligations on companies regarding consumer rights and data privacy. Even if your business is not based in California, the regulations apply to many companies who provide services to California residents. This means that any personal and commercial insurance client information for California-based clients or prospects, which is stored in your Agency Management System, is covered by the law and you need to know how to handle it from an operational perspective.

6 min read

Engineer Attention Budgeting

By Cristian Joe on Mar 17, 2021 9:30:08 AM

The metaphor of the budget is surprisingly helpful to engineers.

Topics: Insurance SAAS information
2 min read

Your Agency Management System: The Ultimate Witness to Your MGA’s Activities

By Cristian Joe on Mar 15, 2021 7:09:36 PM

As an MGA executive, there’s a lot resting on your shoulders. On any given day, you need to wrestle with multiple reports ranging from those that give you the 30,000 foot view of your MGA’s performance, down to reports providing the granular details that enable you to manage your MGA’s book of business effectively. Be in no doubt - you need an Agency Management System you can trust – one which handles your data efficiently, acts reliably whenever you need any documents, and serves as the ultimate witness to your agency’s activities.

Topics: Insurance SAAS information
2 min read

Relaunching the BindHQ Blog

By Cristian Joe on Sep 3, 2020 12:54:14 PM

Our sales and marketing team have spent the last few weeks redesigning the BindHQ customer facing website - like all projects, we were balancing trade-offs between getting it perfect - and getting it launched. Recognizing that the perfect is the enemy of the good, we pulled the trigger on Monday.

Topics: News Insurance SAAS
4 min read

Tools to Make Remote Working Easier

By Cristian Joe on Apr 10, 2020 7:49:00 AM

For our industry, the COVID-19 pandemic has brought about a tremendous amount of change in a very short amount of time. With varying degrees of lockdowns and “shelter in place” orders ongoing, most companies have gone from being office-based to relying on distributed teams working remotely. This has, unsurprisingly, brought with it a whole host of new challenges.

Topics: News information
1 min read

How we're navigating the Covid-19 pandemic

By Cristian Joe on Mar 23, 2020 8:30:00 AM

At Owsy, the health and well-being of our people - our colleagues, clients, and partners - is our priority.  We know first-hand how important it is to have a knowledgeable and trusted partner, and we are meticulously following the recommendations of the World Health Organization (WHO), our respective local governments, and health authorities.

Topics: News
1 min read

BindHQ Feature Update

By Cristian Joe on Dec 11, 2019 5:07:00 PM

We've just released a series of updates to help you keep your accounts clean and speed up sending out agency statements 👏
Topics: News
5 min read

Replacing an MGA's Core System

By Cristian Joe on Jul 23, 2018 7:44:00 PM

A detailed review of an AMS (agency management system) is an opportunity for an enterprise to closely examine its business and make strategic decisions about the kind of agency it wants to become. Modern Agency management systems should allow independent agents to evolve to support the changing insurance landscape. Most Agency systems are in place for 5 to 10 years.

Topics: Case Studies Insurance
3 min read

Reducing costs via Digitization

By Cristian Joe on Jul 9, 2018 3:44:00 PM

There are very few ways a C level executive of a mature insurance business can dramatically change the cost structure of their business today. The current economic climate forces agencies, MGA’s and insurers to face challenges including low interest rates, greater price transparency, few growth opportunities and sector consolidation. This has resulted in the management of costs as a key competitive advantage.

Topics: Insurance