Cristian Joe

Cristian Joe

Cristian is the CEO of BindHQ

Recent posts by Cristian Joe

2 min read

Relaunching the BindHQ Blog

By Cristian Joe on Sep 3, 2020 12:54:14 PM

Our sales and marketing team have spent the last few weeks redesigning the BindHQ customer facing website - like all projects, we were balancing trade-offs between getting it perfect - and getting it launched. Recognizing that the perfect is the enemy of the good, we pulled the trigger on Monday.

Topics: News Insurance SAAS
4 min read

Tools to Make Remote Working Easier

By Cristian Joe on Apr 10, 2020 7:49:00 AM

For our industry, the COVID-19 pandemic has brought about a tremendous amount of change in a very short amount of time. With varying degrees of lockdowns and “shelter in place” orders ongoing, most companies have gone from being office-based to relying on distributed teams working remotely. This has, unsurprisingly, brought with it a whole host of new challenges.

Topics: News information
1 min read

How we're navigating the Covid-19 pandemic

By Cristian Joe on Mar 23, 2020 8:30:00 AM

At Owsy, the health and well-being of our people - our colleagues, clients, and partners - is our priority.  We know first-hand how important it is to have a knowledgeable and trusted partner, and we are meticulously following the recommendations of the World Health Organization (WHO), our respective local governments, and health authorities.

Topics: News
1 min read

BindHQ Feature Update

By Cristian Joe on Dec 11, 2019 5:07:00 PM

We've just released a series of updates to help you keep your accounts clean and speed up sending out agency statements 👏
Topics: News
5 min read

Replacing an MGA's Core System

By Cristian Joe on Jul 23, 2018 7:44:00 PM

A detailed review of an AMS (agency management system) is an opportunity for an enterprise to closely examine its business and make strategic decisions about the kind of agency it wants to become. Modern Agency management systems should allow independent agents to evolve to support the changing insurance landscape. Most Agency systems are in place for 5 to 10 years.

Topics: Case Studies Insurance
3 min read

Reducing costs via Digitization

By Cristian Joe on Jul 9, 2018 3:44:00 PM

There are very few ways a C level executive of a mature insurance business can dramatically change the cost structure of their business today. The current economic climate forces agencies, MGA’s and insurers to face challenges including low interest rates, greater price transparency, few growth opportunities and sector consolidation. This has resulted in the management of costs as a key competitive advantage.

Topics: Insurance
1 min read


By Cristian Joe on Jun 5, 2018 10:08:39 PM


Here at Owsy we’re focused on making our users as effective as possible. We design, build, iterate and experiment with the goal of helping insurance companies do great things. This blog is intended to showcase some of the techniques we use to create products like BindHQ and communicate how we work as a whole.

We hope you enjoy it.

For those looking to work with us the reading materials below can provide some insight into our methodologies.


Organizational Structure

Distributed Agile Patterns

Getting Real

The LeSS framework



Microservice Architecture

Move fast & break nothing


Sales & Strategy

Spin Selling

Product Market Fit

Startups = Growth


Topics: News Insurance